Unpaid Invoice Calculator
See how much money is sitting in late invoices at any moment, and how many hours a year you spend chasing it.
From AI Admin Agents 101: Invoices Out, Payments In →Tool: Unpaid Invoice Calculator
Your estimate. The 20% default is a placeholder, not a statistic — check your own records.
How long past the due date a late invoice typically gets paid.
Emails, calls and texts, added up across every reminder.
Cash typically sitting in late invoices at any moment
$6,720
8
late invoices per month
32 hours/year
spent chasing late payments
A Payment Chaser sends every reminder on schedule, with a pay-now link, and only brings you in when a client pushes back. It can't promise a client pays sooner, but it takes the chasing off your plate and makes sure no late invoice gets forgotten.
Results are illustrative and based only on your inputs. Cash in late invoices = late invoices per month × average value × average days late ÷ 30. For context, in Intuit QuickBooks' survey of around 2,487 U.S. small businesses (January 2025), 56% reported being owed money from unpaid invoices, averaging $17,500 per business, and 47% had a portion of invoices overdue more than 30 days (QuickBooks Small Business Late Payments Report, 2025). Those are survey averages, not a prediction for your business.